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    CS/CS/SB 1028: Citizens Property Insurance Corporation

    GENERAL BILL by Fiscal Policy, Banking and Insurance, Gruters

    Citizens Property Insurance Corporation; Prohibiting the corporation from issuing new coverage for commercial residential and commercial nonresidential risks under certain circumstances; requiring the corporation to establish a personal lines clearinghouse for specified purposes; revising the rights and responsibilities the corporation has in establishing the program; requiring that certain risk information be aggregated and deidentified; authorizing applicants or insureds to elect to accept coverage with authorized insurers or elect to accept or continue coverage with the corporation under certain circumstances, etc.

    Effective Date: Upon becoming a law

    Last Action: 3/17/2026 Senate - Ordered enrolled

    Bill Text [pdf]

    Current Bill Version Posted: 3/18/2026 11:08 AM


    • Related Bills (1)

      Bill Number Subject Filed By Last Action and Location Relationship Learn more about bill relationships
      H 943 (c2) by Insurance & Banking Subcommittee
      Citizens Property Insurance Corporation
      Last Action: 3/9/2026 H Laid on Table, refer to CS/CS/SB 1028
      Similar
    • Citations - Statute (2)

      The page numbers, when listed, for citations are constantly under review. The journals or printed bills of the respective chambers should be consulted as the official documents of the Legislature.

      The links for the page numbers are formatted to open the bill text PDF directly to the page containing the citation. However, if your browser is set to open PDFs in a new window, as is often the case with 64-bit browsers, the bill text will open to the first page.

      627.351 Insurance risk apportionment plans. Page 4 (pdf)
      627.3518 Citizens Property Insurance Corporation policyholder eligibility clearinghouse program. Page 4 (pdf)
    • Bill History

      S = Senate, H = House

      12/30/2025 S • Filed
      1/7/2026 S • Referred to Banking and Insurance; Appropriations Committee on Agriculture, Environment, and General Government; Fiscal Policy
      1/8/2026 S • On Committee agenda-- Banking and Insurance, 01/13/26, 4:00 pm, 412 Knott Building
      1/13/2026 S • CS by Banking and Insurance; YEAS 10 NAYS 0
      • Introduced
      1/15/2026 S • Pending reference review under Rule 4.7(2) - (Committee Substitute)
      1/16/2026 S • Now in Appropriations Committee on Agriculture, Environment, and General Government
      1/22/2026 S • CS by Banking and Insurance read 1st time
      1/30/2026 S • On Committee agenda-- Appropriations Committee on Agriculture, Environment, and General Government, 02/04/26, 3:45 pm, 412 Knott Building
      2/4/2026 S • Favorable by Appropriations Committee on Agriculture, Environment, and General Government; YEAS 11 NAYS 0
      2/5/2026 S • Now in Fiscal Policy
      2/9/2026 S • On Committee agenda-- Fiscal Policy, 02/12/26, 9:00 am, 110 Senate Building
      2/12/2026 S • CS/CS by- Fiscal Policy; YEAS 18 NAYS 0
      2/16/2026 S • Pending reference review -under Rule 4.7(2) - (Committee Substitute)
      • Placed on Calendar, on 2nd reading
      2/18/2026 S • CS/CS by Fiscal Policy read 1st time
      2/23/2026 S • Placed on Special Order Calendar, 02/25/26
      2/25/2026 S • Retained on Special Order Calendar
      2/26/2026 S • Retained on Special Order Calendar
      3/4/2026 S • Read 2nd time -SJ 556
      • Amendment(s) adopted (241162) -SJ 561
      • Read 3rd time -SJ 561
      • CS passed as amended; YEAS 33 NAYS 1 -SJ 561
      3/5/2026 H • In Messages
      • Bill referred to House Calendar
      • Bill added to Special Order Calendar (3/9/2026)
      • 1st Reading (Engrossed 1)
      3/9/2026 H • Read 2nd time
      • Added to Third Reading Calendar
      • Read 3rd time
      • CS passed; YEAS 88, NAYS 19
      3/17/2026 S • Ordered enrolled
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