SB 108: Resolution of Disputed Property Insurance Claims

GENERAL BILL by Polsky; (CO-INTRODUCERS) Smith

Resolution of Disputed Property Insurance Claims; Requiring, rather than authorizing, parties in a property insurance claim dispute to participate in mediation; providing that mediation is a condition precedent to commencing litigation; requiring all insureds, or their representatives, to attend the mediation; requiring the policyholder to provide the insurer with any information and certain documents within a specified timeframe after mediation is invoked; revising the definition of the term “claim”, etc. APPROPRIATION: $1,000,000

Current Bill Version Posted: 10/7/2025 08:21 AM

• Senate Committee References (3)

  1. Banking and Insurance (BI)
  2. Appropriations Committee on Agriculture, Environment, and General Government (AEG)
  3. Fiscal Policy (FP)

• Related Bills (2)

  Bill Number Subject Filed By Last Action and Location	Relationship Learn more about bill relationships
  H 341 by Spencer Resolution of Disputed Property Insurance Claims Last Action: 3/13/2026 H Died in Insurance & Banking Subcommittee	Similar
  H 459 by Maggard Property Insurance Claims Last Action: 1/9/2026 H Withdrawn prior to introduction	Compare

• Citations - Statute (2)

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  627.7015	Alternative procedure for resolution of disputed property insurance claims.	Page 2 (pdf)
  627.7074	Alternative procedure for resolution of disputed sinkhole insurance claims.	Page 7 (pdf)

• Bill History

  S = Senate, H = House

  10/7/2025	S	• Filed
  10/13/2025	S	• Referred to Banking and Insurance; Appropriations Committee on Agriculture, Environment, and General Government; Fiscal Policy
  1/13/2026	S	• Introduced
  3/13/2026	S	• Died in Banking and Insurance