SB 1428: Consumer Protection in Insurance Matters

GENERAL BILL by DiCeglie

Consumer Protection in Insurance Matters; Requiring public adjusters, public adjuster apprentices, and public adjusting firms to provide a specified response within a specified timeframe after receiving a request for claim status from a claimant, an insured, or a designated representative; requiring that universal life insurance policies include a provision requiring a certain annual report; requiring certain automobile insurers, under certain circumstances, to provide a specified statement in a certain manner; requiring insurers to pay or deny certain claims within a specified timeframe, etc.

Current Bill Version Posted: 2/26/2025 04:24 PM

• Senate Committee References (3)

  1. Banking and Insurance (BI)
  2. Appropriations Committee on Agriculture, Environment, and General Government (AEG)
  3. Rules (RC)

• Related Bills (1)

  Bill Number Subject Filed By Last Action and Location	Relationship Learn more about bill relationships
  H 881 (c1) by Insurance & Banking Subcommittee Insurance Last Action: 6/16/2025 H Died in Commerce Committee	Compare

• Analyses (1)

  Links in this section are PDF documents.

  • Banking and Insurance (Pre-Meeting)   3/28/2025

• Citations - Statute (5)

  The page numbers, when listed, for citations are constantly under review. The journals or printed bills of the respective chambers should be consulted as the official documents of the Legislature.
  
  The links for the page numbers are formatted to open the bill text PDF directly to the page containing the citation. However, if your browser is set to open PDFs in a new window, as is often the case with 64-bit browsers, the bill text will open to the first page.

  626.854	“Public adjuster” defined; prohibitions.	Page 2 [pdf]
  627.4815		Page 2 [pdf]
  627.6515	Out-of-state groups.	Page 5 [pdf]
  627.7293		Page 7 [pdf]
  627.7431		Page 8 [pdf]

• Bill History

  S = Senate, H = House

  2/26/2025	S	• Filed
  3/6/2025	S	• Referred to Banking and Insurance; Appropriations Committee on Agriculture, Environment, and General Government; Rules
  3/10/2025	S	• Introduced
  3/26/2025	S	• On Committee agenda-- Banking and Insurance, 03/31/25, 1:30 pm, 412 Knott Building --Temporarily Postponed
  5/3/2025	S	• Indefinitely postponed and withdrawn from consideration
  6/16/2025	S	• Died in Banking and Insurance