CS/SB 838: Electronic Payments of Retail Installment Contracts

GENERAL BILL by Commerce and Tourism, Yarborough

Electronic Payments of Retail Installment Contracts; Defining the terms “ACH payment” and “electronic payment”; authorizing holders of retail installment contracts and their agents to collect fees for processing electronic payments made by motor vehicle retail buyers under certain circumstances, etc.

Current Bill Version Posted: 2/19/2026 12:59 PM

• Senate Committee References (3)

  1. Banking and Insurance (BI)
  2. Commerce and Tourism (CM)
  3. Rules (RC)

• Related Bills (1)

  Bill Number Subject Filed By Last Action and Location	Relationship Learn more about bill relationships
  H 959 (c1) by Industries & Professional Activities Subcommittee Electronic Payment Processing Fees for Motor Vehicle Purchases Last Action: 3/13/2026 H Died in Commerce Committee	Similar

• Citations - Statute (1)

  The page numbers, when listed, for citations are constantly under review. The journals or printed bills of the respective chambers should be consulted as the official documents of the Legislature.
  
  The links for the page numbers are formatted to open the bill text PDF directly to the page containing the citation. However, if your browser is set to open PDFs in a new window, as is often the case with 64-bit browsers, the bill text will open to the first page.

  520.105

  Page 1 (pdf)

• Bill History

  S = Senate, H = House

  12/9/2025	S	• Filed
  12/16/2025	S	• Referred to Commerce and Tourism; Banking and Insurance; Rules
  1/8/2026	S	• On Committee agenda-- Commerce and Tourism, 01/13/26, 4:00 pm, 110 Senate Building
  1/13/2026	S	• CS by Commerce and Tourism; YEAS 10 NAYS 0 • Introduced
  1/14/2026	S	• Pending reference review under Rule 4.7(2) - (Committee Substitute) • Now in Banking and Insurance • CS by Commerce and Tourism read 1st time
  1/30/2026	S	• On Committee agenda-- Banking and Insurance, 02/04/26, 10:30 am, 412 Knott Building
  2/4/2026	S	• Favorable by Banking and Insurance; YEAS 10 NAYS 0 • Now in Rules
  2/12/2026	S	• On Committee agenda-- Rules, 02/17/26, 12:00 pm, 412 Knott Building
  2/17/2026	S	• Favorable by- Rules; YEAS 24 NAYS 0
  2/18/2026	S	• Placed on Calendar, on 2nd reading • Placed on Special Order Calendar, 02/19/26
  2/19/2026	S	• Read 2nd time -SJ 351 • Amendment(s) adopted (794450) -SJ 352 • Read 3rd time -SJ 352 • CS passed as amended; YEAS 38 NAYS 0 -SJ 352 • Immediately certified -SJ 356
  2/19/2026	H	• In Messages
  3/13/2026	H	• Died in Messages