HB 841: Residential Property Insurance Policy Cancellations, Nonrenewals, and Rate Changes

GENERAL BILL by Botana, Cassel

Residential Property Insurance Policy Cancellations, Nonrenewals, and Rate Changes; Prohibits insurers from canceling or nonrenewing, within certain timeframes, policies covering personal residential or commercial residential properties damaged by hurricanes or wind losses; provides that such prohibition applies to flood damages caused by hurricanes; provides that insurer may not cancel personal residential or commercial residential property insurance policies until certain repairs are made or specified policy renewal expires; prohibits certain claims for loss or damage from being covered under extended or renewed policy.

Current Bill Version Posted: 2/20/2025 03:24 PM

• Related Bills (4)

  Bill Number Subject Filed By Last Action and Location	Relationship Learn more about bill relationships
  S 790 by Bradley Policy Cancellations and Nonrenewals by Property Insurers Last Action: 5/3/2025 S Indefinitely postponed and withdrawn from consideration	Similar
  H 1047 (c1) by Insurance & Banking Subcommittee Insurance Last Action: 5/3/2025 H Indefinitely postponed and withdrawn from consideration	Compare
  S 128 by Burgess Residential Property Insurers Last Action: 5/3/2025 S Indefinitely postponed and withdrawn from consideration	Compare
  S 230 by Truenow Insurance Last Action: 5/3/2025 S Indefinitely postponed and withdrawn from consideration	Compare

• Citations - Statute (2)

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  627.4133	Notice of cancellation, nonrenewal, or renewal premium.	Page 2 [pdf]
  627.7011	Homeowners’ policies; offer of replacement cost coverage and law and ordinance coverage.	Page 7 [pdf]

• Bill History

  S = Senate, H = House

  2/20/2025	H	• Filed
  3/2/2025	H	• Referred to Insurance & Banking Subcommittee • Referred to Commerce Committee • Now in Insurance & Banking Subcommittee
  3/4/2025	H	• 1st Reading (Original Filed Version)
  5/3/2025	H	• Indefinitely postponed and withdrawn from consideration