CS/CS/CS/HB 1221: Department of Financial Services

GENERAL BILL by Commerce Committee, State Administration Budget Subcommittee, Insurance & Banking Subcommittee, LaMarca

Department of Financial Services; Revises provisions related to DFS including financial subsystems, warrants, firefighter employment, , My Safe Florida Home & Condominium Programs, payments, coordinating council, licensing & examination, fire safety, fire codes, licensee requirements, deferred payment processors, public adjusters, bail bonds, abandoned & unclaimed property, & legal tender.

Effective Date: upon becoming a law

Last Action: 3/11/2026 House - Laid on Table, refer to CS/CS/CS/SB 1452

Bill Text [pdf]

Current Bill Version Posted: 3/2/2026 03:28 PM

Related Bills (9)

Bill Number Subject Filed By Last Action and Location	Relationship Learn more about bill relationships
S 1452 (e1) by Truenow Department of Financial Services Last Action: 3/12/2026 S Ordered engrossed, then enrolled	Similar
H 381 (c1) by Insurance & Banking Subcommittee Office of Financial Regulation Last Action: 2/16/2026 H Now in Commerce Committee	Compare
H 1045 by Rosenwald My Safe Florida Home Program Last Action: 1/13/2026 H 1st Reading (Original Filed Version)	Compare
H 1311 (er) by Insurance & Banking Subcommittee Legal Tender Last Action: 3/6/2026 H Ordered enrolled	Compare
H 1497 (c1) by Housing, Agriculture & Tourism Subcommittee My Safe Florida Condominium Pilot Program Last Action: 2/2/2026 H Now in State Administration Budget Subcommittee	Compare
S 540 (c3) by Martin Office of Financial Regulation Last Action: 2/25/2026 H In Messages	Compare
S 1148 by Bracy Davis My Safe Florida Home Program Last Action: 1/13/2026 S Introduced	Compare
S 1588 (c1) by Gruters Legal Tender Last Action: 3/6/2026 S Laid on Table, refer to CS/CS/HB 1311	Compare
S 1706 (c1) by Pizzo My Safe Florida Condominium Pilot Program Last Action: 3/4/2026 H In Messages	Compare

Citations - Statute (94)

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17.11	To report disbursements made.	Page 14 (pdf)
17.13	To duplicate warrants lost or destroyed.	Page 15 (pdf)
110.113	Pay periods for state officers and employees; salary payments by direct deposit.	Page 16 (pdf)
112.3135	Restriction on employment of relatives.	Page 17 (pdf)
197.582	Disbursement of proceeds of sale.	Page 187 (pdf)
215.5586	My Safe Florida Home Program.	Page 18 (pdf)
215.55871	My Safe Florida Condominium Pilot Program.	Page 29 (pdf)
215.89	Charts of account.	Page 36 (pdf)
215.93	Florida Financial Management Information System.	Page 37 (pdf)
215.94	Designation, duties, and responsibilities of functional owners.	Page 38 (pdf)
215.96	Coordinating council and design and coordination staff.	Page 40 (pdf)
215.985	Transparency in government spending.	Page 42 (pdf)
216.102	Filing of financial information; handling by Chief Financial Officer; penalty for noncompliance.	Page 44 (pdf)
216.141	Budget system procedures; planning and programming by state agencies.	Page 47 (pdf)
440.13	Medical services and supplies; penalty for violations; limitations.	Page 48 (pdf)
497.1411		Page 50 (pdf)
497.142	Licensing; fingerprinting and criminal background checks.	Page 54 (pdf)
553.80	Enforcement.	Page 55 (pdf)
560.309	Conduct of business.	Page 56 (pdf)
560.405	Deposit; redemption.	Page 56 (pdf)
560.406	Worthless checks.	Page 57 (pdf)
626.0428	Agency personnel powers, duties, and limitations.	Page 58 (pdf)
626.171	Application for license as an agent, customer representative, adjuster, service representative, or reinsurance intermediary.	Page 58 (pdf)
626.292	Transfer of license from another state.	Page 62 (pdf)
626.611	Grounds for compulsory refusal, suspension, or revocation of agent’s, title agency’s, adjuster’s, customer representative’s, service representative’s, or managing general agent’s license or appointment.	Page 63 (pdf)
626.621	Grounds for discretionary refusal, suspension, or revocation of agent’s, adjuster’s, customer representative’s, service representative’s, or managing general agent’s license or appointment.	Page 67 (pdf)
626.731	Qualifications for general lines agent’s license.	Page 71 (pdf)
626.785	Qualifications for license.	Page 72 (pdf)
626.831	Qualifications for license.	Page 72 (pdf)
626.8417	Title insurance agent licensure; exemptions.	Page 74 (pdf)
626.854	“Public adjuster” defined; prohibitions.	Page 74 (pdf)
626.9541	Unfair methods of competition and unfair or deceptive acts or practices defined.	Page 189 (pdf)
627.797	Exempt agent list.	Page 74 (pdf)
633.208	Minimum firesafety standards.	Page 75 (pdf)
648.34	Bail bond agents; qualifications.	Page 75 (pdf)
648.382	Appointment of bail bond agents and bail bond agencies; effective date of appointment.	Page 76 (pdf)
717.001	Short title.	Page 78 (pdf)
717.101	Definitions.	Page 78 (pdf)
717.102	Property presumed unclaimed; general rule.	Page 90 (pdf)
717.103	General rules for taking custody of intangible unclaimed property.	Page 93 (pdf)
717.1035	Property originated or issued by this state, any political subdivision of this state, or any entity incorporated, organized, created, or otherwise located in the state.	Page 95 (pdf)
717.104	Traveler’s checks and money orders.	Page 95 (pdf)
717.1045	Gift certificates and similar credit items.	Page 98 (pdf)
717.105	Checks, drafts, and similar instruments issued or certified by banking and financial organizations.	Page 98 (pdf)
717.106	Bank deposits and funds in financial organizations.	Page 99 (pdf)
717.107	Funds owing under life insurance policies, annuity contracts, and retained asset accounts; fines, penalties, and interest; United States Social Security Administration Death Master File.	Page 102 (pdf)
717.1071	Lost owners of unclaimed demutualization, rehabilitation, or related reorganization proceeds.	Page 103 (pdf)
717.108	Deposits held by utilities.	Page 104 (pdf)
717.109	Refunds held by business associations.	Page 104 (pdf)
717.1101	Unclaimed equity and debt of business associations.	Page 105 (pdf)
717.111	Property of business associations held in course of dissolution.	Page 111 (pdf)
717.112	Property held by agents and fiduciaries.	Page 111 (pdf)
717.1125	Property held by fiduciaries under trust instruments.	Page 112 (pdf)
717.113	Property held by courts and public agencies.	Page 113 (pdf)
717.115	Wages.	Page 114 (pdf)
717.116	Contents of safe-deposit box or other safekeeping repository.	Page 114 (pdf)
717.117	Report of unclaimed property.	Page 114 (pdf)
717.118	Notification of apparent owners of unclaimed property.	Page 124 (pdf)
717.119	Payment or delivery of unclaimed property.	Page 126 (pdf)
717.1201	Custody by state; holder liability; reimbursement of holder paying claim; reclaiming for owner; payment of safe-deposit box or repository charges.	Page 131 (pdf)
717.122	Public sale of unclaimed property.	Page 133 (pdf)
717.123	Deposit of funds.	Page 136 (pdf)
717.1235	Dormant campaign accounts; report of unclaimed property.	Page 136 (pdf)
717.124	Unclaimed property claims.	Page 137 (pdf)
717.12403	Unclaimed demand, savings, or checking account in a financial institution held in the name of more than one person.	Page 145 (pdf)
717.12404	Claims on behalf of a business entity or trust.	Page 147 (pdf)
717.12405	Claims by estates.	Page 148 (pdf)
717.12406	Joint ownership of unclaimed securities or dividends.	Page 148 (pdf)
717.1241	Conflicting claims.	Page 149 (pdf)
717.1242	Restatement of jurisdiction of the circuit court sitting in probate and the department.	Page 151 (pdf)
717.1243	Small estate accounts.	Page 152 (pdf)
717.1244	Determinations of unclaimed property claims.	Page 153 (pdf)
717.1245	Garnishment of unclaimed property.	Page 153 (pdf)
717.125	Claim of another state to recover property; procedure.	Page 154 (pdf)
717.126	Administrative hearing; burden of proof; proof of entitlement; venue.	Page 155 (pdf)
717.1261	Death certificates.	Page 155 (pdf)
717.1262	Court documents.	Page 156 (pdf)
717.129	Periods of limitation.	Page 156 (pdf)
717.1301	Investigations; examinations; subpoenas.	Page 157 (pdf)
717.1315	Retention of records by claimant’s representatives and buyers of unclaimed property.	Page 158 (pdf)
717.132	Enforcement; cease and desist orders; fines.	Page 159 (pdf)
717.1322	Administrative and civil enforcement.	Page 160 (pdf)
717.133	Interstate agreements and cooperation; joint and reciprocal actions with other states.	Page 164 (pdf)
717.1333	Evidence; estimations; audit reports and worksheets, investigator reports and worksheets, other related documents.	Page 165 (pdf)
717.1341	Invalid claims, recovery of property, interest and penalties.	Page 165 (pdf)
717.135	Recovery agreements and purchase agreements for claims filed by a claimant’s representative; fees and costs or total net gain.	Page 167 (pdf)
717.1356		Page 171 (pdf)
717.138	Rulemaking authority.	Page 176 (pdf)
717.1382	United States savings bond; unclaimed property; escheatment; procedure.	Page 176 (pdf)
717.139	Uniformity of application and construction.	Page 178 (pdf)
717.1400	Registration.	Page 179 (pdf)
772.13	Civil remedy for terrorism or facilitating or furthering terrorism.	Page 190 (pdf)
1001.281	Operating Trust Fund.	Page 187 (pdf)
1001.282	Administrative Trust Fund.	Page 187 (pdf)

Bill History

S = Senate, H = House

1/8/2026	H	• Filed
1/13/2026	H	• 1st Reading (Original Filed Version)
1/15/2026	H	• Referred to Insurance & Banking Subcommittee • Referred to State Administration Budget Subcommittee • Referred to Commerce Committee • Now in Insurance & Banking Subcommittee
1/30/2026	H	• Added to Insurance & Banking Subcommittee agenda
2/3/2026	H	• Favorable with CS by Insurance & Banking Subcommittee
2/4/2026	H	• Reported out of Insurance & Banking Subcommittee • Laid on Table under Rule 7.18(a) • CS Filed • 1st Reading (Committee Substitute 1)
2/6/2026	H	• Referred to State Administration Budget Subcommittee • Referred to Commerce Committee • Now in State Administration Budget Subcommittee
2/10/2026	H	• Added to State Administration Budget Subcommittee agenda
2/12/2026	H	• Favorable with CS by State Administration Budget Subcommittee • Reported out of State Administration Budget Subcommittee
2/13/2026	H	• Laid on Table under Rule 7.18(a) • CS Filed • 1st Reading (Committee Substitute 2)
2/16/2026	H	• Referred to Commerce Committee • Now in Commerce Committee
2/24/2026	H	• Added to Commerce Committee agenda
2/26/2026	H	• Favorable with CS by Commerce Committee
3/2/2026	H	• Reported out of Commerce Committee • Laid on Table under Rule 7.18(a) • CS Filed • Bill referred to House Calendar • 1st Reading (Committee Substitute 3) • Added to Second Reading Calendar
3/11/2026	H	• Laid on Table, refer to CS/CS/CS/SB 1452

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