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    CS/HB 1221: Department of Financial Services

    GENERAL BILL by Insurance & Banking Subcommittee, LaMarca

    Department of Financial Services; Revises provisions related to DFS including firefighter employment, CFO rulemaking, My Safe Florida Home Program, coordinating council, purchase of insurance, licensing & examination, public adjusters, bail bonds, & abandoned & unclaimed property.

    Effective Date: effect upon becoming a law

    Last Action: 2/10/2026 House - Added to State Administration Budget Subcommittee agenda

    Bill Text [pdf]

    Current Bill Version Posted: 2/4/2026 02:36 PM


    • Related Bills (1)

      Bill Number Subject Filed By Last Action and Location Relationship Learn more about bill relationships
      S 1452 (c1) by Truenow
      Department of Financial Services
      Last Action: 2/10/2026 S CS by Banking and Insurance read 1st time       		Similar

    • Committee Amendments (2)

      Links in this section are PDF documents.

      137601 - Amendment by LaMarca
      Remove lines 2672-2686 and insert:
      Filed: 2/11/2026 5:35 PM
      Last Action: 1/1/0001
      340435 - Amendment by LaMarca
      Between lines 4036 and 4037, insert:
      Filed: 2/11/2026 5:37 PM
      Last Action: 1/1/0001

    • Citations - Statute (77)

      The page numbers, when listed, for citations are constantly under review. The journals or printed bills of the respective chambers should be consulted as the official documents of the Legislature.

      The links for the page numbers are formatted to open the bill text PDF directly to the page containing the citation. However, if your browser is set to open PDFs in a new window, as is often the case with 64-bit browsers, the bill text will open to the first page.

      112.3135 Restriction on employment of relatives. Page 12 (pdf)
      197.582 Disbursement of proceeds of sale. Page 156 (pdf)
      215.422 Payments, warrants, and invoices; processing time limits; dispute resolution; agency or judicial branch compliance. Page 13 (pdf)
      215.5586 My Safe Florida Home Program. Page 13 (pdf)
      215.96 Coordinating council and design and coordination staff. Page 25 (pdf)
      284.08 Reinsurance on excess coverage and approval by Department of Management Services. Page 28 (pdf)
      284.33 Purchase of insurance, reinsurance, and services. Page 28 (pdf)
      440.13 Medical services and supplies; penalty for violations; limitations. Page 30 (pdf)
      497.1411 Page 32 (pdf)
      497.142 Licensing; fingerprinting and criminal background checks. Page 36 (pdf)
      626.171 Application for license as an agent, customer representative, adjuster, service representative, or reinsurance intermediary. Page 37 (pdf)
      626.292 Transfer of license from another state. Page 41 (pdf)
      626.611 Grounds for compulsory refusal, suspension, or revocation of agent’s, title agency’s, adjuster’s, customer representative’s, service representative’s, or managing general agent’s license or appointment. Page 42 (pdf)
      626.621 Grounds for discretionary refusal, suspension, or revocation of agent’s, adjuster’s, customer representative’s, service representative’s, or managing general agent’s license or appointment. Page 46 (pdf)
      626.731 Qualifications for general lines agent’s license. Page 50 (pdf)
      626.785 Qualifications for license. Page 51 (pdf)
      626.831 Qualifications for license. Page 51 (pdf)
      626.854 “Public adjuster” defined; prohibitions. Page 53 (pdf)
      626.9541 Unfair methods of competition and unfair or deceptive acts or practices defined. Page 158 (pdf)
      648.34 Bail bond agents; qualifications. Page 53 (pdf)
      648.382 Appointment of bail bond agents and bail bond agencies; effective date of appointment. Page 54 (pdf)
      717.001 Short title. Page 56 (pdf)
      717.101 Definitions. Page 56 (pdf)
      717.102 Property presumed unclaimed; general rule. Page 64 (pdf)
      717.103 General rules for taking custody of intangible unclaimed property. Page 67 (pdf)
      717.1035 Property originated or issued by this state, any political subdivision of this state, or any entity incorporated, organized, created, or otherwise located in the state. Page 69 (pdf)
      717.104 Traveler’s checks and money orders. Page 69 (pdf)
      717.1045 Gift certificates and similar credit items. Page 71 (pdf)
      717.105 Checks, drafts, and similar instruments issued or certified by banking and financial organizations. Page 72 (pdf)
      717.106 Bank deposits and funds in financial organizations. Page 73 (pdf)
      717.107 Funds owing under life insurance policies, annuity contracts, and retained asset accounts; fines, penalties, and interest; United States Social Security Administration Death Master File. Page 76 (pdf)
      717.1071 Lost owners of unclaimed demutualization, rehabilitation, or related reorganization proceeds. Page 77 (pdf)
      717.108 Deposits held by utilities. Page 78 (pdf)
      717.109 Refunds held by business associations. Page 78 (pdf)
      717.1101 Unclaimed equity and debt of business associations. Page 79 (pdf)
      717.111 Property of business associations held in course of dissolution. Page 83 (pdf)
      717.112 Property held by agents and fiduciaries. Page 83 (pdf)
      717.1125 Property held by fiduciaries under trust instruments. Page 84 (pdf)
      717.113 Property held by courts and public agencies. Page 85 (pdf)
      717.115 Wages. Page 86 (pdf)
      717.116 Contents of safe-deposit box or other safekeeping repository. Page 86 (pdf)
      717.117 Report of unclaimed property. Page 86 (pdf)
      717.118 Notification of apparent owners of unclaimed property. Page 95 (pdf)
      717.119 Payment or delivery of unclaimed property. Page 97 (pdf)
      717.1201 Custody by state; holder liability; reimbursement of holder paying claim; reclaiming for owner; payment of safe-deposit box or repository charges. Page 103 (pdf)
      717.122 Public sale of unclaimed property. Page 105 (pdf)
      717.123 Deposit of funds. Page 107 (pdf)
      717.1235 Dormant campaign accounts; report of unclaimed property. Page 108 (pdf)
      717.124 Unclaimed property claims. Page 109 (pdf)
      717.12403 Unclaimed demand, savings, or checking account in a financial institution held in the name of more than one person. Page 116 (pdf)
      717.12404 Claims on behalf of a business entity or trust. Page 118 (pdf)
      717.12405 Claims by estates. Page 119 (pdf)
      717.12406 Joint ownership of unclaimed securities or dividends. Page 120 (pdf)
      717.1241 Conflicting claims. Page 120 (pdf)
      717.1242 Restatement of jurisdiction of the circuit court sitting in probate and the department. Page 123 (pdf)
      717.1243 Small estate accounts. Page 123 (pdf)
      717.1244 Determinations of unclaimed property claims. Page 124 (pdf)
      717.1245 Garnishment of unclaimed property. Page 125 (pdf)
      717.125 Claim of another state to recover property; procedure. Page 125 (pdf)
      717.126 Administrative hearing; burden of proof; proof of entitlement; venue. Page 126 (pdf)
      717.1261 Death certificates. Page 127 (pdf)
      717.1262 Court documents. Page 127 (pdf)
      717.129 Periods of limitation. Page 128 (pdf)
      717.1301 Investigations; examinations; subpoenas. Page 128 (pdf)
      717.1315 Retention of records by claimant’s representatives and buyers of unclaimed property. Page 130 (pdf)
      717.132 Enforcement; cease and desist orders; fines. Page 131 (pdf)
      717.1322 Administrative and civil enforcement. Page 132 (pdf)
      717.133 Interstate agreements and cooperation; joint and reciprocal actions with other states. Page 136 (pdf)
      717.1333 Evidence; estimations; audit reports and worksheets, investigator reports and worksheets, other related documents. Page 136 (pdf)
      717.1341 Invalid claims, recovery of property, interest and penalties. Page 137 (pdf)
      717.135 Recovery agreements and purchase agreements for claims filed by a claimant’s representative; fees and costs or total net gain. Page 139 (pdf)
      717.1356 Page 143 (pdf)
      717.138 Rulemaking authority. Page 145 (pdf)
      717.1382 United States savings bond; unclaimed property; escheatment; procedure. Page 146 (pdf)
      717.139 Uniformity of application and construction. Page 148 (pdf)
      717.1400 Registration. Page 149 (pdf)
      772.13 Civil remedy for terrorism or facilitating or furthering terrorism. Page 160 (pdf)

    • Bill History

      S = Senate, H = House

      1/8/2026 H • Filed
      1/13/2026 H • 1st Reading (Original Filed Version)
      1/15/2026 H • Referred to Insurance & Banking Subcommittee
      • Referred to State Administration Budget Subcommittee
      • Referred to Commerce Committee
      • Now in Insurance & Banking Subcommittee
      1/30/2026 H • Added to Insurance & Banking Subcommittee agenda
      2/3/2026 H • Favorable with CS by Insurance & Banking Subcommittee
      2/4/2026 H • Reported out of Insurance & Banking Subcommittee
      • Laid on Table under Rule 7.18(a)
      • CS Filed
      • 1st Reading (Committee Substitute 1)
      2/6/2026 H • Referred to State Administration Budget Subcommittee
      • Referred to Commerce Committee
      • Now in State Administration Budget Subcommittee
      2/10/2026 H • Added to State Administration Budget Subcommittee agenda
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