CS/CS/HB 1263: Office of Insurance Regulation

GENERAL BILL by Commerce Committee, Insurance & Banking Subcommittee, Chaney

Office of Insurance Regulation; Providing that the Office of Insurance Regulation is responsible for all activities concerning entities under its jurisdiction; authorizing the Department of Financial Services and the office to issue and deliver cease and desist orders for certain activities; authorizing the department and the office to seek an injunction for enforcement of such order; removing a provision authorizing the Financial Services Commission to adopt the Market Conduct Examiners Handbook; requiring the Department of Law Enforcement to accept and process fingerprints taken of certain persons; requiring the Department of Law Enforcement and the Federal Bureau of Investigation to conduct certain background checks; authorizing the Department of Law Enforcement to exchange certain records with the office; requiring certain non-United States-based insurance holding company systems to file a group capital calculation report, etc.

Current Bill Version Posted: 3/5/2026 12:31 PM

• Senate Committee References (1)

  1. Rules (RC)

• Related Bills (5)

  Bill Number Subject Filed By Last Action and Location	Relationship Learn more about bill relationships
  H 1265 (c1) by Insurance & Banking Subcommittee Pub. Rec./Office of Insurance Regulation Last Action: 2/12/2026 H Now in State Affairs Committee	Linked
  H 607 (c1) by Industries & Professional Activities Subcommittee Industries and Professional Activities Last Action: 1/14/2026 H Now in Commerce Committee	Compare
  H 767 (c1) by Commerce Committee Residential Property Insurance Last Action: 2/26/2026 S Received	Compare
  S 524 (e1) by Simon Department of Law Enforcement Last Action: 3/5/2026 H In Messages	Compare
  S 1306 by Truenow Criminal Activity of Insurance Professionals Last Action: 1/22/2026 S Introduced	Compare

• Citations - Statute (25)

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  20.121	Department of Financial Services.	Page 6 (pdf)
  501.171	Security of confidential personal information.	Page 8 (pdf)
  624.310	Enforcement; cease and desist orders; removal of certain persons; fines.	Page 8 (pdf)
  624.316	Examination of insurers.	Page 9 (pdf)
  624.3161	Market conduct examinations.	Page 10 (pdf)
  624.341		Page 14 (pdf)
  627.062	Rate standards.	Page 18 (pdf)
  627.0628	Florida Commission on Hurricane Loss Projection Methodology; public records exemption; public meetings exemption.	Page 21 (pdf)
  627.0629	Residential property insurance; rate filings.	Page 22 (pdf)
  627.0645	Annual filings.	Page 24 (pdf)
  627.711	Notice of premium discounts for hurricane loss mitigation; uniform mitigation verification inspection form.	Page 24 (pdf)
  627.7152	Assignment agreements.	Page 26 (pdf)
  627.915	Insurer experience reporting.	Page 27 (pdf)
  628.8011		Page 29 (pdf)
  628.8012		Page 36 (pdf)
  628.8013		Page 38 (pdf)
  629.53		Page 39 (pdf)
  629.54		Page 41 (pdf)
  629.55		Page 41 (pdf)
  629.56		Page 43 (pdf)
  629.57		Page 43 (pdf)
  629.58		Page 44 (pdf)
  634.141	Examination of companies.	Page 45 (pdf)
  634.314	Examination of associations.	Page 45 (pdf)
  634.416	Examination of associations.	Page 46 (pdf)

• Bill History

  S = Senate, H = House

  1/8/2026	H	• Filed
  1/13/2026	H	• 1st Reading (Original Filed Version)
  1/15/2026	H	• Referred to Insurance & Banking Subcommittee • Referred to Commerce Committee • Now in Insurance & Banking Subcommittee
  2/9/2026	H	• PCS added to Insurance & Banking Subcommittee agenda
  2/11/2026	H	• Favorable with CS by Insurance & Banking Subcommittee
  2/13/2026	H	• Reported out of Insurance & Banking Subcommittee • Laid on Table under Rule 7.18(a) • CS Filed • 1st Reading (Committee Substitute 1)
  2/16/2026	H	• Referred to Commerce Committee • Now in Commerce Committee
  2/24/2026	H	• Added to Commerce Committee agenda
  2/26/2026	H	• Favorable with CS by Commerce Committee
  2/27/2026	H	• Reported out of Commerce Committee
  2/28/2026	H	• Laid on Table under Rule 7.18(a) • CS Filed
  3/2/2026	H	• Bill referred to House Calendar • Bill added to Special Order Calendar (3/5/2026) • 1st Reading (Committee Substitute 2)
  3/5/2026	H	• Read 2nd time • Amendment 670587 adopted • Added to Third Reading Calendar • Read 3rd time • CS passed as amended; YEAS 109, NAYS 0
  3/5/2026	S	• In Messages • Referred to Rules • Received