HB 767: Residential Property Insurance

GENERAL BILL by Benarroch; (CO-INTRODUCERS) Blanco

Residential Property Insurance; Requires that certain rate filings with OIR from residential property insurers include rate transparency reports; provides for office to accept such reports or to request that insurer make modifications; requires insurers to provide such reports to consumers; requires that report indicate that it is preliminary & subject to modification by insurer at direction of office under specified circumstance; requires office to define terms used in such reports; requires office to establish & maintain comprehensive resource center on its website; prohibits insurer from including value of land when establishing homeowner's policy coverage amount or adjusting certain claims.

Current Bill Version Posted: 12/15/2025 12:35 PM

• Related Bills (1)

  Bill Number Subject Filed By Last Action and Location	Relationship Learn more about bill relationships
  S 832 by Avila Residential Property Insurance Last Action: 1/14/2026 S Now in Appropriations Committee on Agriculture, Environment, and General Government	Similar

• Analyses (2)

  Links in this section are PDF documents.

  • Insurance & Banking Subcommittee (Post-Meeting)   1/22/2026
  • State Administration Budget Subcommittee (Post-Meeting)   2/5/2026

• Citations - Statute (3)

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  627.0621	Transparency in rate regulation.	Page 2 (pdf)
  627.7011	Homeowners’ policies; offer of replacement cost coverage and law and ordinance coverage.	Page 8 (pdf)
  627.7142	Homeowner Claims Bill of Rights.	Page 9 (pdf)

• Bill History

  S = Senate, H = House

  12/15/2025	H	• Filed
  1/5/2026	H	• Referred to Insurance & Banking Subcommittee • Referred to State Administration Budget Subcommittee • Referred to Commerce Committee • Now in Insurance & Banking Subcommittee
  1/13/2026	H	• 1st Reading (Original Filed Version)
  1/16/2026	H	• Added to Insurance & Banking Subcommittee agenda
  1/21/2026	H	• Favorable by Insurance & Banking Subcommittee
  1/22/2026	H	• Reported out of Insurance & Banking Subcommittee • Now in State Administration Budget Subcommittee
  2/3/2026	H	• Added to State Administration Budget Subcommittee agenda
  2/5/2026	H	• Favorable by State Administration Budget Subcommittee • Reported out of State Administration Budget Subcommittee • Now in Commerce Committee