CS/HB 767: Residential Property Insurance

GENERAL BILL by Commerce Committee, Benarroch, Basabe; (CO-INTRODUCERS) Barnaby, Blanco, Gerwig, Gossett-Seidman

Residential Property Insurance; Requires OIR to establish & maintain comprehensive resource center on its website; provides requirements for resource center; specifies that certain information is not trade secret & is not subject to certain public records exemptions; requires residential property insurers to provide notice of comprehensive resource center on office's website with any offer of coverage & policy renewal; prohibits insurer from including value of certain land when establishing homeowner's policy coverage amount or adjusting certain claims; provides construction; provides that notice of premium discounts for hurricane loss mitigation must include information about whether insurer offers enhanced discounts for roof systems that use secondary water resistance.

Current Bill Version Posted: 2/11/2026 02:18 PM

• Senate Committee References (1)

  1. Rules (RC)

• Related Bills (2)

  Bill Number Subject Filed By Last Action and Location	Relationship Learn more about bill relationships
  S 832 by Avila Residential Property Insurance Last Action: 1/14/2026 S Now in Appropriations Committee on Agriculture, Environment, and General Government	Similar
  H 1263 (e1) by Insurance & Banking Subcommittee Office of Insurance Regulation Last Action: 3/5/2026 S Received	Compare

• Floor Votes (1)

  Links in this section are PDF documents.

  Date	Chamber	Result
  2/25/2026 2:39 PM	House	114 Yeas - 0 Nays

• Citations - Statute (4)

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  627.0621	Transparency in rate regulation.	Page 2 (pdf)
  627.7011	Homeowners’ policies; offer of replacement cost coverage and law and ordinance coverage.	Page 6 (pdf)
  627.711	Notice of premium discounts for hurricane loss mitigation; uniform mitigation verification inspection form.	Page 7 (pdf)
  627.7142	Homeowner Claims Bill of Rights.	Page 8 (pdf)

• Bill History

  S = Senate, H = House

  12/15/2025	H	• Filed
  1/5/2026	H	• Referred to Insurance & Banking Subcommittee • Referred to State Administration Budget Subcommittee • Referred to Commerce Committee • Now in Insurance & Banking Subcommittee
  1/13/2026	H	• 1st Reading (Original Filed Version)
  1/16/2026	H	• Added to Insurance & Banking Subcommittee agenda
  1/21/2026	H	• Favorable by Insurance & Banking Subcommittee
  1/22/2026	H	• Reported out of Insurance & Banking Subcommittee • Now in State Administration Budget Subcommittee
  2/3/2026	H	• Added to State Administration Budget Subcommittee agenda
  2/5/2026	H	• Favorable by State Administration Budget Subcommittee • Reported out of State Administration Budget Subcommittee • Now in Commerce Committee
  2/6/2026	H	• Added to Commerce Committee agenda
  2/10/2026	H	• Favorable with CS by Commerce Committee
  2/11/2026	H	• Reported out of Commerce Committee • Laid on Table under Rule 7.18(a) • CS Filed • 1st Reading (Committee Substitute 1)
  2/12/2026	H	• Bill referred to House Calendar • Added to Second Reading Calendar
  2/19/2026	H	• Bill added to Special Order Calendar (2/25/2026)
  2/25/2026	H	• Read 2nd time • Added to Third Reading Calendar • Read 3rd time • CS passed; YEAS 114, NAYS 0
  2/25/2026	S	• In Messages
  2/26/2026	S	• Referred to Rules • Received