SB 230: Insurance

GENERAL BILL by Truenow

Insurance; Clarifying the prohibition related to claims for extracontractual damages; requiring that certain damages be available under and pursuant to a specified policy; prohibiting public adjusters from engaging in certain adversarial conduct; revising the circumstances under which an insurer or agent may cancel certain policies; revising the required statement by insurers issuing an insurance policy that does not provide flood insurance, etc.

Current Bill Version Posted: 1/14/2025 09:39 AM

• Senate Committee References (3)

  1. Banking and Insurance (BI)
  2. Judiciary (JU)
  3. Rules (RC)

• Related Bills (4)

  Bill Number Subject Filed By Last Action and Location	Relationship Learn more about bill relationships
  H 643 (c2) by Insurance & Banking Subcommittee Insurance Last Action: 5/3/2025 S Indefinitely postponed and withdrawn from consideration	Compare
  H 841 by Botana, Cassel Residential Property Insurance Policy Cancellations, Nonrenewals, and Rate Changes Last Action: 5/3/2025 H Indefinitely postponed and withdrawn from consideration	Compare
  H 1047 (c1) by Insurance & Banking Subcommittee Insurance Last Action: 5/3/2025 H Indefinitely postponed and withdrawn from consideration	Compare
  S 790 by Bradley Policy Cancellations and Nonrenewals by Property Insurers Last Action: 5/3/2025 S Indefinitely postponed and withdrawn from consideration	Compare

• Citations - Statute (8)

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  624.1551	Civil remedy actions against property insurers.	Page 2 [pdf]
  626.732	Requirement as to knowledge, experience, or instruction.	Page 4 [pdf]
  626.878	Rules; code of ethics.	Page 5 [pdf]
  627.4108	Claims-handling manuals; submission; attestation.	Page 6 [pdf]
  627.4133	Notice of cancellation, nonrenewal, or renewal premium.	Page 7 [pdf]
  627.429	Medical tests for HIV infection and AIDS for insurance purposes.	Page 9 [pdf]
  627.7011	Homeowners’ policies; offer of replacement cost coverage and law and ordinance coverage.	Page 11 [pdf]
  627.70131	Insurer’s duty to acknowledge communications regarding claims; investigation.	Page 11 [pdf]

• Bill History

  S = Senate, H = House

  1/14/2025	S	• Filed
  1/29/2025	S	• Referred to Banking and Insurance; Judiciary; Rules
  3/4/2025	S	• Introduced
  5/3/2025	S	• Indefinitely postponed and withdrawn from consideration