SB 832: Residential Property Insurance

GENERAL BILL by Avila

Residential Property Insurance; Requiring that certain rate filings with the Office of Insurance Regulation from residential property insurers include rate transparency reports; requiring the office to establish and maintain a comprehensive resource center on its website; specifying that certain information is not a trade secret and is not subject to certain public records exemptions; prohibiting an insurer from including the value of certain land when establishing a coverage amount or adjusting certain claims, etc.

Current Bill Version Posted: 12/9/2025 03:55 PM

• Senate Committee References (3)

  1. Fiscal Policy (FP)
  2. Banking and Insurance (BI)
  3. Appropriations Committee on Agriculture, Environment, and General Government (AEG)

• Related Bills (1)

  Bill Number Subject Filed By Last Action and Location	Relationship Learn more about bill relationships
  H 767 by Benarroch Residential Property Insurance Last Action: 2/5/2026 H Now in Commerce Committee	Similar

• Analyses (2)

  Links in this section are PDF documents.

  • Banking and Insurance (Pre-Meeting)   1/12/2026
  • Banking and Insurance (Post-Meeting)   1/14/2026

• Committee Votes (1)

  Links in this section are PDF documents.

  Date	Version	Committee	Result
  1/13/2026 4:00 PM	S 832	Banking and Insurance	10 Yeas - 0 Nays

• Citations - Statute (3)

  The page numbers, when listed, for citations are constantly under review. The journals or printed bills of the respective chambers should be consulted as the official documents of the Legislature.
  
  The links for the page numbers are formatted to open the bill text PDF directly to the page containing the citation. However, if your browser is set to open PDFs in a new window, as is often the case with 64-bit browsers, the bill text will open to the first page.

  627.0621	Transparency in rate regulation.	Page 2 (pdf)
  627.7011	Homeowners’ policies; offer of replacement cost coverage and law and ordinance coverage.	Page 7 (pdf)
  627.7142	Homeowner Claims Bill of Rights.	Page 8 (pdf)

• Bill History

  S = Senate, H = House

  12/9/2025	S	• Filed
  12/16/2025	S	• Referred to Banking and Insurance; Appropriations Committee on Agriculture, Environment, and General Government; Fiscal Policy
  1/8/2026	S	• On Committee agenda-- Banking and Insurance, 01/13/26, 4:00 pm, 412 Knott Building
  1/13/2026	S	• Favorable by Banking and Insurance; YEAS 10 NAYS 0 • Introduced
  1/14/2026	S	• Now in Appropriations Committee on Agriculture, Environment, and General Government